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The 2nd “Consumer Finance Course” was held at the Faculty of Economics
in University of Toyama from October 2005 to February 2006 (the latter
half of our 2005 curriculum). At our first lecture, we explained the importance
of the improvement of academic consideration, the diversity approaches
to Consumer Finance, the practice of Social Science Education, and the
origin of the researches of Consumer Finance.
We gave the students 14 lectures in the period including the basic knowledge
on monetary economy and the civil law, the black market and the way to
regulate it, the recent amendment of the maximum allowable interest rate
in Japan, the problem of heavily-indebted people, the law protecting personal
information, and the foreign matters including the sub-prime market in
the United States (which was newly introduced in our lectures this year).
The following three points were suggested from the questionnaires to the
students in the course;
1. Students understood the importance of Consumer Finance as one element of the finance theory.
2. Students acquired job consciousness through understanding the reality of Consumer Finance.
3. Consumer Finance can be programmed as the topic of the social life education.
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